🇮🇳 Trusted by 2 Lakh+ users across India
Send money, pay bills, recharge mobiles, withdraw cash via AEPS, book travel — instantly & securely on BigPayBharat.
From banking to travel — everything your customers need, managed from a single dashboard with real-time commissions.
Send money instantly to any bank account across India via IMPS, NEFT & RTGS. Supports 500+ banks. No hidden charges, 24×7 availability. SMS & email confirmation on every transfer.
Transfer NowPay electricity, water, gas, insurance, loan EMIs & 20,000+ billers through NPCI's Bharat Bill Payment System. Auto-fetch amounts, schedule repeat payments, instant receipts.
Pay BillsPrepaid & postpaid recharges for Jio, Airtel, Vi, BSNL. DTH recharge for Tata Play, Dish TV, Sun Direct & more. Instant top-up, compare best plans, cashback on every recharge.
Recharge NowAadhaar Enabled Payment System — withdraw cash, check balance, get mini-statements using biometric fingerprint. No debit card needed. Ideal for rural & semi-urban India.
Use AEPSPay broadband, piped gas, LPG cylinder, municipality taxes, FASTag recharge & OTT subscriptions. All billers on one screen — no need to visit multiple websites.
Pay UtilitiesAccept payments via UPI QR code, UPI ID, or payment link. Works with PhonePe, Google Pay, Paytm & BHIM. Instant settlement to your bank. Zero MDR charges for retailers.
Accept UPIAccept payments using Aadhaar number + fingerprint — no smartphone required for customers. Perfect for elderly and rural users without debit cards or UPI apps.
Enable NowApply for new PAN, correction, or reprint via NSDL & UTI authorised services. Track application status in real-time. Earn per-application commission. Delivery in 7–10 working days.
Apply PANPay premiums for LIC, SBI Life, HDFC Life, Star Health & 50+ providers. Supports life, health, motor & general insurance. Instant confirmation and digital receipt after payment.
Pay PremiumSearch & book domestic & international flights — IndiGo, Air India, SpiceJet & all airlines. Lowest fares guaranteed, instant e-ticket. 24×7 cancellation & rescheduling support.
Book FlightBook budget to luxury hotels across 500+ cities in India and worldwide. View photos, ratings & amenities. Free cancellation on most properties. Earn commission on every confirmed booking.
Book HotelBook bus tickets for 3,000+ routes across India — AC, non-AC, sleeper, semi-sleeper. Live seat map, KSRTC/GSRTC & private operators. Instant ticket on WhatsApp & SMS after booking.
Book BusNo paperwork. No long queues. Done in seconds.
Create your free account with mobile number and KYC verification.
Pick money transfer, bill pay, recharge, AEPS, travel, or any service.
Transaction completes instantly. Receipt on SMS & WhatsApp.
Join BigPayBharat as a Master Distributor, Distributor, or Retailer and earn commissions on every transaction — credited instantly to your wallet.
Top-tier partner who onboards Distributors & Retailers. Earn override commissions across your entire downline network on every transaction.
Onboard Retailers under you and earn from your own transactions plus override commissions from your retailer network's volume.
Serve customers directly from your shop. Earn fixed commissions on every transaction you process — no minimum volume required to get started.
| Service | Retailer | Distributor | Master Dist. |
|---|---|---|---|
| Money Transfer (IMPS) | 0.40% – 0.60% | 0.10% – 0.15% | 0.05% – 0.10% |
| AEPS Cash Withdrawal | ₹5 – ₹10 / txn | ₹2 – ₹3 / txn | ₹1 – ₹2 / txn |
| Mobile Recharge | 1.5% – 2.5% | 0.25% – 0.50% | 0.10% – 0.25% |
| BBPS Bill Payment | ₹2 – ₹8 / bill | ₹1 – ₹2 / bill | ₹0.50 – ₹1 / bill |
| Utility Payments | ₹3 – ₹10 / txn | ₹1 – ₹3 / txn | ₹0.50 – ₹1 / txn |
| PAN Card Application | ₹30 – ₹50 / app | ₹10 – ₹15 / app | ₹5 – ₹10 / app |
| Flight Booking | ₹50 – ₹150 / ticket | ₹20 – ₹50 / ticket | ₹10 – ₹20 / ticket |
| Hotel Booking | 2% – 4% | 0.50% – 1% | 0.25% – 0.50% |
| Bus Booking | ₹20 – ₹60 / ticket | ₹5 – ₹15 / ticket | ₹2 – ₹8 / ticket |
| Insurance Premium | ₹5 – ₹20 / txn | ₹2 – ₹5 / txn | ₹1 – ₹2 / txn |
* Commission slabs are indicative and may vary by volume tier & service. Contact us for custom enterprise rates.
256-bit SSL encryption, 2FA login, and RBI-compliant infrastructure protect every transaction. Your money and data are always safe.
Transactions complete in under 5 seconds. Servers run 24×7 with 99.9% uptime — your business never stops, even on peak days.
Earn industry-best commissions on every service — credited instantly to your wallet. The more you transact, the more you earn.
Support team available round the clock via WhatsApp, phone & email. Average response under 3 minutes for urgent issues.
Our platform is designed for retailers, agents, and distributors who need reliable financial infrastructure every single day — with no downtime and maximum earnings.
Partner With UsMoney reaches the beneficiary in under 5 seconds, even on public holidays and bank holidays.
Fully licensed and compliant with all RBI and NPCI regulations. Safe to use at scale.
Retailers earn commissions credited instantly after each transaction, trackable in a live dashboard.
Build your own network and earn override commissions on every transaction in your hierarchy.
Plug our APIs into your existing software with clear documentation, sandbox testing, and webhook support.
BigPayBharat is powered by and integrated with India's most trusted financial institutions, regulators, and digital infrastructure providers.
"I handle 200+ transactions daily from my shop. BigPayBharat is fast and my commissions are credited instantly. Best platform in the market."
"AEPS service is a lifesaver for my village customers. They can withdraw cash without going to the bank 10 km away. Thank you BigPayBharat!"
"Bill payments and mobile recharges are done in seconds. The UI is smooth and I love the commission dashboard and instant receipt feature."
Register as a Retailer, Distributor, or Master Distributor on BigPayBharat and start earning from day one.