🇮🇳 Trusted by 2 Lakh+ users across India

One Platform for
All Financial
Services

Recharge mobiles, pay utility bills, withdraw cash via AEPS — instantly & securely on BigPayBharat.

₹500 Cr+
Transactions Processed
2L+
Active Users
99.9%
Uptime SLA
5 Sec
Avg Transfer Time
Payment Successful
₹1,200 to Priya S.
Recent Transfer
Amit Sharma
HDFC Bank • ****4521
+₹5,000
Processing
Bank-grade Secure
256-bit encryption

3 Powerful Services,
One Trusted Platform

Recharge, bill payments & AEPS cash services — managed from a single dashboard with real-time commissions.

Mobile Recharge

Prepaid & postpaid recharges for Jio, Airtel, Vi, BSNL. DTH recharge for Tata Play, Dish TV, Sun Direct & more. Instant top-up, compare best plans, cashback on every recharge.

PrepaidPostpaidDTH
Recharge Now

AEPS – Cash Services

Aadhaar Enabled Payment System — withdraw cash, check balance, get mini-statements using biometric fingerprint. No debit card needed. Ideal for rural & semi-urban India.

WithdrawalBalanceMini Statement
Use AEPS

Utility Payments

Pay broadband, piped gas, LPG cylinder, municipality taxes, FASTag recharge & OTT subscriptions. All billers on one screen — no need to visit multiple websites.

FASTagBroadbandLPGOTT
Pay Utilities

3 Simple Steps to
Any Transaction

No paperwork. No long queues. Done in seconds.

1
Register / Login

Create your free account with mobile number and KYC verification.

2
Choose Service

Pick recharge, utility bill payment, or AEPS cash service.

3
Done ✓

Transaction completes instantly. Receipt on SMS & WhatsApp.

Partner Roles &
Commission Structure

Join BigPayBharat as a Master Distributor, Distributor, or Retailer and earn commissions on every transaction — credited instantly to your wallet.

Master Distributor

Master Distributor

Top-tier partner who onboards Distributors & Retailers. Earn override commissions across your entire downline network on every transaction.

Onboard unlimited distributors
Override commission on all downline
Priority support & account manager
Dedicated dashboard & reports
Apply Now
Retailer

Retailer

Serve customers directly from your shop. Earn fixed commissions on every transaction you process — no minimum volume required to get started.

Zero setup fees to start
Commissions credited instantly
Recharge, Utility & AEPS on one app
Free training & WhatsApp support
Apply Now
Sample Commission Rates (Indicative — final rates set at onboarding)
Service Retailer Distributor Master Dist.
AEPS Cash Withdrawal₹5 – ₹10 / txn₹2 – ₹3 / txn₹1 – ₹2 / txn
Mobile Recharge1.5% – 2.5%0.25% – 0.50%0.10% – 0.25%
Utility Payments₹3 – ₹10 / txn₹1 – ₹3 / txn₹0.50 – ₹1 / txn

* Commission slabs are indicative and may vary by volume tier & service. Contact us for custom enterprise rates.

Built for Speed,
Trust & Scale

Safe & Secure

256-bit SSL encryption, 2FA login, and RBI-compliant infrastructure protect every transaction. Your money and data are always safe.

Fast Response

Transactions complete in under 5 seconds. Servers run 24×7 with 99.9% uptime — your business never stops, even on peak days.

High Commission

Earn industry-best commissions on every service — credited instantly to your wallet. The more you transact, the more you earn.

24/7 Support

Support team available round the clock via WhatsApp, phone & email. Average response under 3 minutes for urgent issues.

Our platform is designed for retailers, agents, and distributors who need reliable financial infrastructure every single day — with no downtime and maximum earnings.

Partner With Us
  • Instant AEPS Cash Withdrawals 24×7

    Aadhaar-based cash withdrawal completes in seconds, even on public holidays and bank holidays.

  • RBI & NPCI Compliant

    Fully licensed and compliant with all RBI and NPCI regulations. Safe to use at scale.

  • Real-time Commission Wallet

    Retailers earn commissions credited instantly after each transaction, trackable in a live dashboard.

  • Multi-level Distributor Network

    Build your own network and earn override commissions on every transaction in your hierarchy.

  • API Integration Ready

    Plug our APIs into your existing software with clear documentation, sandbox testing, and webhook support.

Backed by India's Leading
Fintech & Banking Ecosystem

BigPayBharat is powered by and integrated with India's most trusted financial institutions, regulators, and digital infrastructure providers.

NPCI
Startup India
SBI Bank
HDFC Bank
ICICI Bank
Axis Bank
BBPS
Yes Bank
UIDAI
Kotak Bank
NSDL
Govt. of India

Trusted by Retailers
& Customers Nationwide

★★★★★
"I handle 200+ transactions daily from my shop. BigPayBharat is fast and my commissions are credited instantly. Best platform in the market."
RK
Ranjit Kumar
Retailer, Patna
★★★★★
"AEPS service is a lifesaver for my village customers. They can withdraw cash without going to the bank 10 km away. Thank you BigPayBharat!"
SP
Sunita Patel
CSP Agent, Rajasthan
★★★★☆
"Bill payments and mobile recharges are done in seconds. The UI is smooth and I love the commission dashboard and instant receipt feature."
AM
Arjun Mehta
Distributor, Mumbai

Ready to Join India's
Fastest Fintech Network?

Register as a Retailer, Distributor, or Master Distributor on BigPayBharat and start earning from day one.